The Modi government is getting a loan of Rs 10 lakh in this scheme, know how to get it

The Modi government is getting a loan of Rs 10 lakh in this scheme, know how to get it

Under the Prime Minister's Mudra Yojana (PMMY) of the Centre's Narendra Modi government, you too can now easily start your own business.  Under this scheme, the government gives loans to people to start their own business
Under this scheme, you can take a loan of up to Rs 10 lakh.  Interestingly, within 7 to 10 days of your application, the loan amount is available.  Under the scheme, which was launched in 2015, the government has announced Rs 48,145.27 crore in the 2020-21 session till August 14, 2020.

Modi Government's Pradhan Mantri Mudra Yojana

 Loans up to Rs 10 lakh will be available

 Find out who can take this loan

✳️ The government gives loans without any guarantee

 The full name of Pradhan Mantri Mudra Yojana (PMMY) is Micro Unit Development Refinance Agency.  The biggest feature of Mudra Yojana is that under this the government gives loans to the people without any guarantee.  Also, no processing charge is levied from them.  Not only that, if the borrower can take 5 years and more to repay the loan amount.

✳️ There are three types of loans available under Mudra Yojana

- Shishu Mudra Loan - In this category, you can take a loan of up to Rs. 50,000 to start your own business.
 - Kishore Mudra Loan - If you have a business under this category but you have not been able to establish it, and if you want to keep it standing now, you can take a loan of up to Rs 5 lakh.
 - Tarun Mudra Loan - Under this category of Mudra Yojana, maximum loan is available.  Under this you can take a loan of up to Rs 10 lakh to grow your business.

✳️ Find out what the interest rate is

 Under Pradhan Mantri Yojana (PMMY) different interest rates have been fixed in each category.  Also, it depends on the type of business the borrower is doing.  However, the minimum interest rate is 12%.  At the same time, if you take a youth currency loan, you will have to pay interest up to 16%.

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✳️ Who can take advantage of this issue loan scheme?

 The benefit of this scheme is not for any corporate but for small organizations and individuals to set up their own business.  Under the scheme, proprietorship firms, service sector profits, shopkeepers, vegetable and fruit sellers, machine operators, truckers, car drivers, small businesses, hotel owners, industry and food processing units in rural and urban areas can avail the loan.

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